Apprenticeship Job Creation Tax Credit (AJCTC)
Non-refundable tax credit for employers who hire Red Seal apprentices in their first two years.
Capital and program funding matched to your business. By what you do, what you need it for, and who it's for. With an honest read on whether you can apply directly, or need a partner.
Each match tells you one of three things: apply directly, partner with an eligible non-profit, or not directly eligible. The read is shown on the card before you click.
Featured
Funds 12-week research internships hosting international undergrads at Canadian institutions.
You do not apply to the funder directly. This one runs through a partner organization.
Dates are shown as verified on the date given. Programs change their windows without notice, so confirm with the funder before you rely on a date. Most programs here accept applications year-round and carry no deadline at all.
Coverage: Canadian business funding programs, federal, provincial and municipal. This is a maintained selection, not every program in the country.
Non-refundable tax credit for employers who hire Red Seal apprentices in their first two years.
Government-guaranteed bank loans for farmers and ag co-ops to build and improve farms.
Loan (repayable), not a grant.
Flexible business loans + advisory for rural entrepreneurs across Western/Northern/rural Canada.
Loan (repayable), not a grant.
Up to $25K loan + mentorship for 18-39 entrepreneurs running a side business alongside a job.
Loan (repayable), not a grant.
Rebates + interest-free financing for energy-efficient upgrades in small NS businesses.
Direct-install and incentive program for energy efficiency in small Manitoba businesses.
Funding for Canadian-owned book publishers for publishing, marketing and business development.
Formula funding for Canadian print magazines and non-daily newspapers.
National mentorship, procurement access and export-readiness support for 2SLGBTQI+-owned businesses.
Diverse-supplier certification + B2B matchmaking for 51%+ 2SLGBTQI+-owned businesses.
Annual mentorship matching 2SLGBTQI+ entrepreneurs with established business leaders.
Business loans + advisory for entrepreneurs with disabilities in BC, AB, SK, MB.
Loan (repayable), not a grant.
Rolling · accepts applications year-round, no fixed deadline.
Upcoming · intake opens on a set date or runs seasonally.
Grant · money you do not repay, usually tied to a defined project or cost.
Loan · money you borrow and repay, often at better-than-market terms.
Tax credit · reduces the tax you owe, claimed on your return; not cash up front.
Wage subsidy · covers part of an employee's wages for a set period.
Voucher · a credit toward a specific service or supplier.
Equity · investment in exchange for a stake in your business.
Service / advisory · expertise, mentorship, or support rather than money.
Federal · a Government of Canada program.
Provincial · a provincial or territorial government program.
Crown · a government-owned corporation (for example BDC or EDC). A "Crown loan" is a loan from one of these.
Municipal · a city or regional program.
Foundation · a non-government funder.
No · not paid back (grants and credits).
Partial · part is repayable.
Yes · repaid (loans).
Apply through a partner · the funder doesn't take applications directly from businesses. It channels the money through an intermediary (a non-profit, an Aboriginal Financial Institution, a lender, or a university) that you work with to access it. Start with that partner, not the funder.
Confirm current details · a specific detail (intake window or cap) was not confirmed at last check; verify on the official page before relying on it.
Spotlight
Closes Oct 9, 2026. Apply: directly.
Every program, with the honest read on each: apply directly, or you will need a partner.
Match my business
Every year, Canadian small-business funding goes unclaimed. The programs are scattered across dozens of sites, and eligibility is rarely clear from the outside. The match tells you honestly, program by program, whether you can apply directly or need a partner.
No application. Just the match.
Included with Featured.