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Funding match.

Capital and program funding matched to your business. By what you do, what you need it for, and who it's for. With an honest read on whether you can apply directly, or need a partner.

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The honest read
On every program, not just the good news

Each match tells you one of three things: apply directly, partner with an eligible non-profit, or not directly eligible. The read is shown on the card before you click.

All programs Closing soon Rolling Reopening Grants Loans Tax credits Wage subsidies Apply directly

Featured

Closing soon

Mitacs Globalink Research Internship

Funds 12-week research internships hosting international undergrads at Canadian institutions.

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Mitacs
Federal · Grant · Closes Sep 16, 2026
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You do not apply to the funder directly. This one runs through a partner organization.

The honest read · from the match engine
AmountMitacs-funded student stipend/travel; no charge to host research grant. Academic-host program (not a direct business grant).
TimingCloses Sep 16, 2026
Who it is forAny
ApplyVia partner
75 national programs Sorted by closing date, then best match
Open to businesses in any province. Choose your province to add the programs available only there.

Dates are shown as verified on the date given. Programs change their windows without notice, so confirm with the funder before you rely on a date. Most programs here accept applications year-round and carry no deadline at all.

Coverage: Canadian business funding programs, federal, provincial and municipal. This is a maintained selection, not every program in the country.

Federal · Grant

CAAIN Agri-Food Automation & Intelligence Funding

Cost-shared funding for collaborative agri-food automation, robotics and AI projects.

AmountCost-shared GRANT (non-repayable): up to 40% of eligible costs, max ~$3M (some calls $500K). Requires 2+ Cdn SMEs.
TimingCloses Oct 9, 2026
Who it is forAny
ApplyDirectly
Closes Oct 9, 2026 Apply ↗
Verified Aug 24, 2026
Federal · Loan

FedDev Ontario · Funding for businesses in southern Ontario

Interest-free repayable contributions for southern Ontario firms to scale and boost productivity.

Loan (repayable), not a grant.

AmountRepayable contribution (interest-free) · not a grant.
TimingRolling, no deadline
Who it is forAny
ApplyDirectly
Rolling Apply ↗
Verified Aug 26, 2026
Federal · Loan

Futurpreneur Startup Program (financing + mentoring)

Collateral-free startup loan plus two years of mentorship for entrepreneurs aged 18-39.

Loan (repayable), not a grant.

AmountLOAN, repayable · not a grant. Core/Black/Indigenous streams up to $75K; Newcomer & Side Hustle up to $25K. Can stack with BDC.
TimingRolling, no deadline
Who it is forAny
ApplyDirectly
Rolling Apply ↗
Verified Aug 25, 2026
Federal · Loan

Canada Small Business Financing Program (CSBFP)

Government-backed loan guarantee helping small businesses get bank financing for equipment, property and improvements.

Loan (repayable), not a grant.

AmountLOAN (bank loan, government-guaranteed), repayable with interest · not a grant. Up to $1.15M total ($1M term incl. max $500K equipment/leaseholds of which $150K intangibles/working capital; + $150K line of credit).
TimingRolling, no deadline
Who it is forAny
ApplyDirectly
Rolling Apply ↗
Verified Aug 25, 2026
Federal · Grant

Scale AI Project Funding

Cost-shared funding for industry projects adopting and commercializing AI in supply chains.

AmountCost-shared non-repayable contribution; amounts vary by project and call.
TimingRolling, no deadline
Who it is forAny
ApplyDirectly
Rolling Apply ↗
Verified Aug 24, 2026
Federal · Grant

Strategic Innovation Fund (SIF)

Large-scale contributions for major business R&D, expansion and industrial transformation projects.

AmountLarge contributions (often $10M+). Mix of repayable / non-repayable by stream. Confirm per project.
TimingRolling, no deadline
Who it is forAny
ApplyDirectly
Rolling Apply ↗
Verified Aug 24, 2026
Federal · Grant

DIGITAL (Canada's Digital Technology Cluster) Project Funding

Co-investment in collaborative digital-technology projects (AI, data, digital adoption).

AmountCost-shared non-repayable contribution; collaborative projects. Amounts vary.
TimingOpen
Who it is forAny
ApplyDirectly
Open Apply ↗
Verified Aug 24, 2026
Federal · Wage subsidy

NRC IRAP Youth Employment Program (YEP)

Wage subsidy helping innovative SMEs hire young (15-30) graduates for tech roles.

AmountWage subsidy (non-repayable), commonly up to ~$30K toward a graduate's salary. Confirm current rate.
TimingRolling, no deadline
Who it is forAny
ApplyDirectly
Rolling Apply ↗
Verified Aug 24, 2026
Federal · Grant

Canada Music Fund

Funding for Canadian music businesses and artists to create, produce and market music.

AmountGrant (non-repayable); amounts vary by component/partner. Music-sector restricted.
TimingRolling, no deadline
Who it is forAny
ApplyDirectly
Rolling Apply ↗
Verified Aug 24, 2026
Foundation · Loan

Rise Asset Development · Small Business Loans & Microloans

Low-interest loans, mentorship and training for entrepreneurs with mental-health or addiction histories.

Loan (repayable), not a grant.

AmountLOAN/microloan, low-interest, repayable · not a grant. Typically up to ~$25K. Mentorship included.
TimingRolling, no deadline
Who it is forAny
ApplyDirectly
Rolling Apply ↗
Verified Aug 24, 2026
Foundation · Loan

CIBC Black Entrepreneur Program · Business Loans

Business loans up to $250,000 for Black-owned businesses through CIBC.

Loan (repayable), not a grant.

AmountLOAN, repayable with interest (commercial lender) · not a grant. Up to $250K.
TimingRolling, no deadline
Who it is forAny
ApplyDirectly
Rolling Apply ↗
Verified Aug 24, 2026
Foundation · Loan

Windmill Microlending · Affordable Loans for Skilled Immigrants

Low-interest loans up to $15,000 for skilled immigrants/refugees to (re)build careers, incl. self-employment.

Loan (repayable), not a grant.

AmountLOAN, low-interest (fixed ~4.45%-5.95%), repayable · not a grant. Up to $15K. Primarily career/credentialing; supports self-employment paths.
TimingRolling, no deadline
Who it is forAny
ApplyDirectly
Rolling Apply ↗
Verified Aug 24, 2026
What these terms mean

Status

Rolling · accepts applications year-round, no fixed deadline.

Upcoming · intake opens on a set date or runs seasonally.

Funding type

Grant · money you do not repay, usually tied to a defined project or cost.

Loan · money you borrow and repay, often at better-than-market terms.

Tax credit · reduces the tax you owe, claimed on your return; not cash up front.

Wage subsidy · covers part of an employee's wages for a set period.

Voucher · a credit toward a specific service or supplier.

Equity · investment in exchange for a stake in your business.

Service / advisory · expertise, mentorship, or support rather than money.

Who runs it (level)

Federal · a Government of Canada program.

Provincial · a provincial or territorial government program.

Crown · a government-owned corporation (for example BDC or EDC). A "Crown loan" is a loan from one of these.

Municipal · a city or regional program.

Foundation · a non-government funder.

Repayable

No · not paid back (grants and credits).

Partial · part is repayable.

Yes · repaid (loans).

Access

Apply through a partner · the funder doesn't take applications directly from businesses. It channels the money through an intermediary (a non-profit, an Aboriginal Financial Institution, a lender, or a university) that you work with to access it. Start with that partner, not the funder.

Confirm current details · a specific detail (intake window or cap) was not confirmed at last check; verify on the official page before relying on it.

Spotlight

Closing soon.

Closing soon
CAAIN Agri-Food Automation & Intelligence Funding
Federal · Grant · Cost-shared GRANT (non-repayable): up to 40% of eligible costs, max ~$3M (some calls $500K). Requires 2+ Cdn SMEs.

Closes Oct 9, 2026. Apply: directly.

View program → See if I qualify →
Your match
See every program you qualify for.
Featured unlocks the full match.

Every program, with the honest read on each: apply directly, or you will need a partner.

Match my business →

Match my business

Capital you don't know exists.

Every year, Canadian small-business funding goes unclaimed. The programs are scattered across dozens of sites, and eligibility is rarely clear from the outside. The match tells you honestly, program by program, whether you can apply directly or need a partner.

No application. Just the match.

How the match works

  1. 01What you do. Your sector and the kind of funding that fits: grant, loan, tax credit, wage subsidy.
  2. 02What you need it for. Working capital, equipment, hiring, R&D, expansion. Matching on need drops the programs you don't qualify for.
  3. 03Who it's for. Programs designed for specific communities, surfaced when they apply to you.
  4. 04The honest read. Every program shows the real access path: apply directly, partner with an eligible non-profit, or not directly eligible.
Start the match →

Included with Featured.